TATA AIG Motor Insurance Process in Hyderabad

Metropolitan cities like Hyderabad face huge traffic challenges. Fast-moving traffic can cause frequent accidents that cost car owners a significant financial burden. Although buying motor insurance in Hyderabad is mandatory according to government norms, you must opt for comprehensive insurance from a reputed insurer like TATA AIG Insurance.

Windshield insurance is imperative because, in case of mishaps, you may have to replace or repair your car's windshield. Comprehensive insurance can help you do this by reducing your financial expenses.

A Guide to the TATA AIG Motor Insurance Process

Motor insurance is mandated under the Motor Vehicles Act in India, so car owners must have at least third-party insurance. However, many may not know the motor insurance process for claims.

Here is a step-by-step guide to a successful windshield insurance claim settlement with TATA AIG Insurance.

Notify the Insurance Company

The first step in filing a claim when your car windshield is damaged is to inform the insurance company about the mishap. TATA AIG Insurance policyholders can contact them at their toll-free number, 1800-266-7780 or use the claim support page.

You should provide details like the engine and chassis numbers, the insured's name and contact details, the date and time of the incident, the location of the incident and a brief description of the accident. In case of legal implications, you might also need to file an FIR.

Vehicle Inspection

Once the intimation process is complete, the TATA AIG Insurance team will assign a surveyor to inspect the vehicle for damage and determine its severity. The surveyor is supposed to note all the crucial details of the incident and the damage and submit a report to TATA AIG.

For the cashless claim, the windshield must be repaired or replaced by a garage in the TATA AIG Insurance network upon successful inspection. However, if you prefer the reimbursement option, you can have the repairs done at any garage.

Submitting the Required Documents

For a successful motor insurance claim settlement, you need to submit a list of documents, including a duly filled claim form, FIR copy, address and identity proofs, registration book and driver’s license.

Claim Settlement

Claim settlement can be done through two methods, either cashless or reimbursement.

Cashless Method

If you choose the cashless method, you must submit the required documents along with the form. After the vehicle is successfully inspected, you will be asked to have the windshield repaired by a garage within the TATA AIG Insurance network.

TATA AIG will then settle the bills with the garage based on your windshield insurance coverage.

Reimbursement Method

The reimbursement method allows you to choose the garage at your convenience. In this method, you pay the repair bills to the garage, which TATA AIG Insurance then reimburses upon verification.

To settle the windshield insurance, you need to submit all the invoices and bills paid to the garage. Your claim will be settled upon submission of your bills and other documents to the TATA AIG representative.

Conclusion

The motor insurance process can be overwhelming for car owners, especially after a mishap. Protecting car windshields with windshield insurance is a great idea to avoid heavy expenditures on repair or replacement. This guide on the TATA AIG Insurance process can help you have a smooth claim settlement.

With reliable motor insurance in Hyderabad, you can cover your windshield repair costs. Insurance companies like TATA AIG have an efficient garage network with trusted service centres like AIS Windshield Experts to offer efficient solutions for your car.