Motor Insurance Process of Bajaj Alliance in Delhi

Having a motor insurance policy is mandatory by law for all vehicle owners in India. This insurance protects your vehicle against damages and provides coverage in case of injury or death caused by a third party. When you face any unfortunate incident, such as an accident, theft, or damage to your insured vehicle, you must file a claim with your insurer to receive financial assistance per your policy terms.

Bajaj Allianz General Insurance Company Limited is one of India's leading private general insurance companies, offering comprehensive motor insurance policies. If you have your car or two-wheeler insured with Bajaj Allianz and need to claim in Delhi, here we will guide you through their streamlined Bajaj Alliance insurance process.

Documents Needed for Bajaj Alliance in Delhi

To ensure a smooth claim processing experience, keep the following documents handy before initiating the process:  

• Filled Claim Form: This is a standard application form that you need to fill with all vehicle details, policy, accident details, etc. Take advantage of all important information. Sign it at the end to complete it.
• Policy Copy: This proves your vehicle is insured with Bajaj Alliance, so keep a photocopy ready. It has details like the policy number, expiry date, coverage details, etc., which are needed for processing your claim.
• RC Book Copy: This vehicle registration document provides proof of ownership and other details. Bajaj will verify these details, so keep it handy.
• Driving Licence: A copy of the DL of the person driving the vehicle at the time of the accident must be submitted as proof that the driver was authorised.
• Repair Bills: For reimbursement claims, you must show the original repair bills from the garage where you fixed the vehicle. They are proof of expenses incurred.
• Police FIR: It is required if a third party is involved or if a vehicle is stolen. It provides official information on the accident or theft.
• Claim Discharge Voucher: This document must be signed at the end to give a No Objection Certificate confirming claim settlement to the company's satisfaction.

Bajaj Alliance Claim Process Types

Bajaj Allianz facilitates cashless and reimbursement methods for settling motor insurance claims in Delhi.

Reimbursement

Under this method, you first need to get your vehicle repaired at any garage of your choice or at one of Bajaj's car glass insurance partners by paying the bill amount yourself. Then, you submit the repair bills and other claim documents to Bajaj Allianz to get compensation as per the policy terms.

Cashless

This facility allows you to get your vehicle repaired at Bajaj Allianz's authorised garages without paying anything from your pocket. The garage coordinates directly with the insurance company for claim settlement. This method is faster and hassle-free.

Steps to File a Bajaj Alliance Claim

Here are the key steps involved in making a motor insurance claim with Bajaj Allianz in Delhi:

• Intimate the company immediately after the incident via call, email or visit the nearest branch.
• Lodge the claim by submitting a duly filled claim form and all relevant documents. For cashless claims, get in touch with the authorised garage.
• The surveyor inspects the vehicle damage and submits the assessment report to the insurer.
• In case of reimbursement, get the vehicle repaired at any garage and submit the final bills to Bajaj Allianz.
• The settlement payment is issued to your bank account within 7 working days after claim approval.

In addition to owning damage claims for your insured vehicle, you can also make third-party liability claims with Bajaj Alliance in case your vehicle was involved in an accident causing injury or damage to another person or vehicle. The claim procedure remains largely the same.

Conclusion

Having a hassle-free insurance claim process brings peace of mind to vehicle owners. With Bajaj Allianz's streamlined procedures, cashless garage tie-ups, and quick settlement timelines, you can have your windshield insurance or accident-related repairs sorted without payment headaches. Contact AIS Windshield Experts for being adequately insured and knowing how to file a claim properly provides financial protection when needed.