National Insurance Process in Kolkata
By AIS Windshield Experts
Category: Car Insurance
Established on December 5, 1906, in Kolkata, the National Insurance Company Limited is the oldest general insurance company.
The National Insurance Company offers different types of car insurance solutions, such as liability only, own damage and package policies, that cater to customers’ varied needs.
The offerings of own damage and package policies include windshield insurance, a valuable tool that ensures that policyholders receive compensation for losses incurred due to unexpected windshield damages.
Let us learn more about their insurance claim process in Kolkata and find out how to get your windshield repaired or replaced with minimal effort.
National Insurance Claim Process for Windshield Replacement in Kolkata
1. Claim Intimation
In the event of a loss, it is necessary that you promptly notify the policy issuing office about the mishap to initiate the claim process. When lodging the claim, you will receive a claim registration number on your phone.
If the loss resulted from theft, fire, burglary or an accident, you must file an FIR (First Information Report) at the nearest police station. The FIR will serve as critical evidence supporting your insurance claim.
2. Fill Out the Claim Form
Next, obtain the motor insurance claim form from the policy issuing office or Download it from the National Insurance Company’s website. Once you get the claim form, fill it out completely and accurately.
Failure to do so may result in delays or even rejection of your claim request. Therefore, check the National Insurance claim form before submission.
3. Submission of Claim Form and Required Documents
After completing the claim form, submit it to the policy issuing office, either directly or through an authorised agent. Alongside the claim form, you will also have to submit the following supporting documents:
- Registration Certificate (RC) of your car
- A copy of your motor insurance policy
- A copy of the First Information Report (FIR)
- A duly filled and signed claim form
- A copy of the original driving licence of the person who was operating the car at the time of the accident
- Repair bills and receipts (if applying for reimbursement)
- Any additional documents requested by the policy issuing office
4. Car Inspection
Upon receiving the claim form and other documents, your policy issuing office will start a thorough evaluation process to ensure that the claim is properly investigated.
This may include a visit by a surveyor/loss assessor who will conduct a comprehensive inspection to:
- Verify the facts of the claim mentioned in the claim form
- Assess the level of windshield damage or any other covered damages
- Determine the claim settlement amount
5 .Claim Settlement
Cashless Claim Settlement
f you get your windshield repaired or replaced at a National Insurance Company’s network service provider, the company will pay the approved claim amount directly to the service provider.
Reimbursement
After paying the bills, visit your policy issuing office and submit the bills and required documents to start the reimbursement process. Once your insurer verifies the bills, you will receive reimbursement for the eligible expenses.
Conclusion
With the National Insurance Company, car owners in Kolkata can now enjoy a seamless insurance experience featuring a simplified claim process and exclusive access to top-notch car windshield replacement and repair services provided by AIS Windshield Experts.
Owing to its top-tier facilities and highly skilled technicians, AIS Windshield Experts is a trusted network service provider of the National Insurance Company.
At AIS Windshield Experts, we have a team of experienced professionals who handle a wide range of car makes and models. Choose us and enjoy a quick turnaround and one-year warranty on workmanship for added peace of mind.
To know more, call our Toll-Free number 1800-102-6364 or visit us at AIS Windshield Experts.